JPMorgan Chase - Commercial Banking Job Simulation

Bachelor's degree

Analysed financial performance across 10–15 SME clients — P&L, cash flow, and variance — translating data into clear management insights that supported operational and strategic decisions. Identified cost drivers and vendor consolidation opportunities through granular expense analysis, delivering AED 8,000–12,000 in quarterly savings per client. Built receivables aging dashboards that surfaced collection gaps, enabling clients to accelerate cash cycles by ~12 days month-on-month. Automated data preparation using Power Query to clean and categorise bank statement data, cutting reconciliation time by ~60% and improving underlying data accuracy. Led financial onboarding for a new client engagement valued at ~AED 60,000, including chart of accounts setup and reporting framework design.

Financial Analyst Intern

-Created introductions of academic videos.
-Proposed ideas to improve the layout of the official Alt Academy website.
-Worked in the Guidance Department where I researched about universities and countries to study in after A-Levels, and wrote blogs about student life in these countries.

Intern

Built a finance SaaS platform for UAE SMEs that ingests bank statement data and generates automated CFO-style reports, including P&L, cash flow, VAT-ready summaries, and management insights.

Designed transaction classification logic, reporting workflows, Stripe payment integration, product metrics, and beta-user feedback loops to improve finance-data automation.

Developed the platform from concept to launch while applying financial analysis, reporting automation, and SME finance workflows learned through corporate banking, FP&A, and consulting experience.

Founder & Product Builder

Assisted in preparing corporate loan applications and financial documentation, ensuring 100% compliance with Islamic banking regulations. •Conducted financial statement analysis, assessing credit risk and debt structuring options for large-scale corporate clients. •Reviewed and optimized loan documentation workflows, reducing processing time by 20%, increasing efficiency in debt issuance. •Provided market insights and financial projections, supporting decision-making in structuring Shariah-compliant lending solutions. •Coordinated with internal teams to enhance client engagement strategies, improving customer retention and relationship management.

Summer Intern

Analysed corporate client financial statements across multiple sectors to assess creditworthiness, capital structure, debt serviceability, covenant risk, and repayment capacity.

Prepared credit memoranda and loan documentation support, including financial summaries, covenant analysis, KYC/onboarding inputs, and structuring recommendations.

Gained exposure to corporate banking products including term lending, revolving facilities, trade finance, Islamic finance structures, liquidity needs, and regulated client relationship processes.

Corporate Banking & Credit Analyst Intern

Sourced and negotiated with 15+ suppliers, reducing procurement costs by optimizing vendor relationships while maintaining quality standards. Managed purchase orders, inventory tracking, and vendor reconciliation across multiple product categories. Analyzed cost structures and recommended pricing strategies based on margin analysis to support profitability. Coordinated with operations and finance teams to ensure cost compliance against budget allocations. Maintained detailed procurement records and documented process improvements for audit compliance and operational efficiency.

Procurement and Merchandising Specialist

Delivered monthly P&L analysis by cost center across café, cube, and karting operations — surfacing variances, flagging risks, and preparing commentary for monthly management review. Built and maintained 13-week rolling cash flow forecasts, enabling proactive liquidity management across Magnati, Kezmos, and Network International payment acquirers. Conducted budget vs. actual analysis across 5+ cost centers, identifying material variances early and supporting corrective action by operations management. Designed the cost center framework from scratch across 3 operating entities, creating financial visibility where none previously existed. Prepared VAT working schedules and supported full month-end close processes across all entities.

Finance and Procurement Analyst

Building Compass Finance — an AI-powered financial visibility platform for SMEs in the UAE.

Know about Aliabbas Kazim's work experience, education, bootcamps, certifications, and much more. Aliabbas Kazim