SpendKeep AI is a privacy-first personal finance and expense tracking application designed to give users complete control over their financial data. It offers a unique approach by avoiding direct bank synchronization, thereby enhancing user privacy and security. The application leverages advanced AI, specifically Llama-3 via Groq, to categorize transactions automatically. Users can forward their bank SMS or email transaction alerts to a unique SpendKeep endpoint, or import data via CSV and PDF files. The platform then processes these transactions, categorizing them into 'Needs' and 'Wants' to help users adhere to budgeting goals like the 50/30/20 framework. Key features include auto-SMS parsing, LLM-powered categorization, secure data storage in a user's own PostgreSQL database with Row-Level Security (RLS), custom rules for recurring transactions, and AI-generated yearly financial insights. SpendKeep is built for both everyday budgeters looking to build awareness and break bad habits, and technical operators managing SaaS portfolios who demand zero-sync and total privacy. The platform also offers a suite of free, private financial calculators that run entirely in the browser. Security and privacy are paramount, with features like on-demand data export, absolute data purge options, and compliance with GDPR and CCPA mandates.

• Privacy-first design with no bank sync required.
• AI-powered transaction categorization using Llama-3 via Groq.
• Automated processing of forwarded bank alerts, CSV, and PDF imports.
• Secure data storage in a user's private PostgreSQL database with RLS.
• Automatic splitting of expenses into 'Needs' vs. 'Wants'.
• Customizable rules for recurring income and subscriptions.
• Comprehensive yearly financial insights generated by AI.
• Suite of free, private financial calculators available.
• Commitment to GDPR and CCPA compliance.