Most people in India collect credit card points across several cards and loyalty programmes, then lose track of them, let them expire, or redeem them for poor value. Back to the Points fixes that. It brings your credit card rewards, airline miles and hotel points into one dashboard and shows what each balance is worth in rupees. It alerts you before points expire, recommends the best card to use for a purchase, and compares redemption options, such as transferring points to an airline or hotel partner, so you get more value from rewards you already earn.

Supported today: HDFC, Axis, ICICI, SBI and American Express cards, plus Air India Maharaja Club, Singapore Airlines KrisFlyer, Marriott Bonvoy and Hilton Honors, with more added regularly.

Privacy first: BTTP never asks for banking passwords, PINs or CVVs, never stores card numbers, and you can disconnect and delete your data at any time.

Alpha, free during early access. Join the waitlist or register for early access: https://backtothepoints.com/#early-access. Free tools, no signup needed: reward points calculator https://backtothepoints.com/credit-card-reward-points-calculator and credit card recommender https://backtothepoints.com/credit-card-recommendation-tool.