Calculate your real monthly take-home salary in India for FY 2026-27 with this free and easy-to-use CTC to in-hand salary calculator.

Compare the new tax regime against the old tax regime to understand your potential savings and net pay. This tool requires no login or sign-up, providing instant results in just 10 seconds.

• Effortless Calculation: Convert your Cost to Company (CTC) into your actual monthly in-hand salary.

• Tax Regime Comparison: Directly compare the benefits and implications of the New Tax Regime versus the Old Tax Regime for the Financial Year 2026-27.

• Advanced Options: Input details such as bonus/variable pay, basic salary percentage, state for professional tax, age for old-regime tax slabs, and employer PF/Gratuity contributions to refine your calculation.

• Clear Breakdown: View a detailed breakdown of your salary, including annual in-hand amounts and total taxes (including cess) for both regimes.

• Understand the Gap: Learn why there's a difference between CTC and in-hand salary, with explanations on components like employer PF contribution, gratuity, and variable pay.

• Informative Guides: Access resources to understand tax slabs, HRA exemptions, PF calculations, and gratuity formulas.

• Additional Tools: Explore other helpful calculators for Income Tax, HRA Exemption, PF, Gratuity, and Salary Hike.

Value Proposition: Gain clarity on your actual earnings and make informed decisions about tax planning and salary negotiations. The calculator provides a quick, accurate estimate to help you understand your financial standing.