Software Engineer

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role-

We are looking for a Software Engineer to join our Credit Data Engineering team. In this role, the engineer will contribute to the development and maintenance of data pipelines that process data from internal systems and external partners/vendors. The role involves building reliable, scalable data solutions that support analytics, credit modelling, financial reporting, and data exchange with business stakeholders.

This role is essential to enabling the successful execution of the Credit New Region Expansion by scaling data engineering capabilities to support timely, reliable, and compliant data onboarding, processing, and delivery across new regions.

Job Description:

Essential Responsibilities:

• Implements tasks within the Software Development Lifecycle (SDLC), receiving structure and oversight from more experienced staff

• Follows well-established internal conventions and standard procedures

• Understands internal standards & processes an applies them to make technical decisions

• Collaborates with peers, manager, and project lead to gain understanding of tasks and review solutions

• May contribute to code & design reviews

Minimum Qualifications:

• 1+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

Your way to impact 

•  2–5 years of experience in software engineering, preferably in data engineering or data platforms

• Strong proficiency in Python and SQL, with hands-on experience building and maintaining production-grade data pipelines

• Experience working in a cloud-native environment (GCP, AWS, or Azure) with exposure to modern data platforms

• Familiarity with workflow orchestration tools such as Apache Airflow

• Experience with BigQuery or similar data warehousing technologies

• Good understanding of software engineering best practices, including version control (Git), code reviews, testing, and CI/CD

• Experience working with structured and unstructured data at scale, supporting analytics and reporting use cases

• Ability to debug issues, optimize performance, and ensure reliability of data pipelines

• Strong problem-solving skills with the ability to balance quality and delivery timelines Good communication skills, with the ability to collaborate effectively with cross-functional teams

• Exposure to AI-assisted development tools to improve productivity while maintaining code quality and security standards Experience in financial services or other regulated industries is a plus

Your day to day 

• Design, build, and maintain production-grade data pipelines using Python and SQL

• Develop and support workflow orchestration (e.g., Apache Airflow / Cloud Composer) for scheduled and event-driven data processing

• Work with BigQuery (or equivalent) to build scalable data warehousing solutions supporting analytics and reporting

• Onboard and process data from internal systems and external partners/vendors, including new-region data sources

• Implement data quality checks, monitoring, and alerting to ensure pipeline reliability and data integrity

• Debug production issues, optimize query and pipeline performance, and ensure SLA adherence

• Collaborate with cross-functional teams (Product, Risk, Credit Modeling, Compliance, Platform) to translate business/data requirements into technical solutions

• Follow software engineering best practices — version control, code review, automated testing, and CI/CD

• Apply AI-assisted development tools responsibly to improve productivity while maintaining code quality and security standards

• Support compliant data handling practices appropriate to a regulated financial services environment

What do you need to bring- 

• Bachelor's or Master's degree in Computer Science, Information Systems, Engineering, or a related field

• 2–5 years of experience in software engineering, preferably with exposure to data engineering or data platforms

• Strong proficiency in Python and SQL, with hands-on experience building and maintaining production-grade data pipelines

• Experience working in a cloud-native environment (GCP, AWS, or Azure) with exposure to modern data platforms

• Familiarity with workflow orchestration tools such as Apache Airflow

• Experience with BigQuery or similar data warehousing technologies

• Good understanding of software engineering best practices, including version control (Git), code reviews, testing, and CI/CD

• Experience working with structured and unstructured data at scale, supporting analytics and reporting use cases

• Ability to debug issues, optimize performance, and ensure reliability of data pipelines

• Strong problem-solving skills with the ability to balance quality and delivery timelines

• Good communication skills, with the ability to collaborate effectively with cross-functional teams

• Exposure to AI-assisted development tools to improve productivity while maintaining code quality and security standards

• Experience in financial services or other regulated industries

• Exposure to data quality frameworks (e.g., Great Expectations, Soda Core) or custom DQ tooling

• Experience with credit, risk, or financial reporting data domains

• Familiarity with migrating legacy schedulers (e.g., UC4/Control-M) to Airflow/Cloud Composer

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.