Intern, Software Engineer, AMG Core Rails

Who we are:

Shape a brighter financial future with us. 

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

The Role:

The AMG Core Rails team builds and operates SoFi’s foundational money movement platforms, including ACH, Wire transfers, and FedNow instant payments. We own the end-to-end lifecycle of these payment rails—from transaction initiation and processing to settlement, compliance, and reliability—ensuring secure, scalable, and highly available movement of funds. The team works closely with product, operations, risk, and compliance partners to deliver resilient financial infrastructure that powers critical customer and business payment experiences.

AMG Core Rails is where real money moves. Interns on our team get hands-on exposure to building and operating critical payment rails like ACH, Wire, and FedNow that power customer and business transactions at scale. You’ll work on production systems, learn how modern banking infrastructure works end-to-end, and collaborate closely with product, operations, and risk partners. This is a unique opportunity to gain deep fintech and payments experience while making a direct impact.

The candidate must be available for the entire internship period: 

• Cohort 1: Monday, June 1st, 2026 to Friday, August 21st, 2026

• Cohort 2: Monday, June 15th, 2026 to Friday, September 4th, 2026 

What You’ll Do:

• Write, test, and deploy efficient, scalable code to production that impacts millions of SoFi members

• Design, develop, code, and test software systems, improvements, products, and user-facing experiences

• Work with multiple languages and frameworks including: Java/Kotlin/Flutter/Spring Boot/AWS/ PostgreSQL/React/C#

• Directly contribute to standard methodologies, architecture, and implementation

• Translate user stories into technical solutions

• Participate in design and code reviews

• Work alongside software architects and senior developers doing state-of-the-art development work (mobile, front-end, back-end, DevOps) 

• Learn about new technologies, tools, and processes that will build your skill set and help shape your career

• Present your summer project and work to SoFi’s senior leadership team

What You’ll Need:

• Enrolled in an accredited US-based university (working towards a Bachelor’s or Master’s degree) with an expected graduation date of December 2026 or Spring 2027

• Must be returning to school for at least one quarter or semester after the internship

• Have no more than 12 months of professional full-time work experience (excluding internships and research assistant roles)

• Must be willing to relocate to San Francisco Bay Area and be available to work in the San Francisco HQ office

• Some experience building software in a non-academic setting (internship, research roles, relevant projects, etc.)

• Solid understanding of computer science fundamentals and how to apply them in a coding environment

• Knowledge of algorithms, data structures, and systems architecture

• Ability to quickly learn new languages and adopt new technologies, methods and processes in a fast-paced work environment

• Intellectual curiosity and an affinity for solving problems

Internship Perks:

• Access to senior leadership, including exclusive Q&A sessions with executives across all functions of SoFi

• Exclusive opportunities to contribute to a tech hackathon, to deliver a case study to the CEO, etc. 

• Development sessions for career, financial, and professional growth

• Opportunities to participate in company wide events like All-Hands and SoFi circles programming

• Networking socials to connect with fellow interns

• SoFi swag giveaways

• We offer incoming interns the flexibility to select from two potential start dates:

  • Cohort 1 - Monday, June 1, 2026 - Friday, August 21, 2026

  • Cohort 2 - Monday, June 15, 2026 - Friday, September 4, 2026 

Internship Highlights include:

In addition to a unique and challenging professional experience, interns will also receive perks such as invites to Member events, and more!

• Personalized Mentorship Program

• Fully stocked kitchen (snacks & drinks)

• Access to senior leadership, including round tables with executives across all functions of SoFi 

Pay range: $44.00 - $55.00

Payment frequency: Hourly

This role is also eligible for a bonus and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.