novio is a nov-age inclusive app that brings together the knowledge and accessibility to the most rewarding payment option, customized for every Indian. With novio, now you know you are choosing the most optimal payment option available with you. If not, you can always apply for one that suits your lifestyle. For the vivacious and the ambitious, for the optimistic and the enthusiastic, for the extravagant and the minimalist, there’s something novel for everyone.