Privacy-first cash flow

onbalance is a free cash flow planning app designed for solopreneurs and family businesses who prioritize trust and privacy. It offers an offline-first approach, ensuring your financial data is always accessible on your device without compromise.

• Confidentiality by Design: Features on-device, end-to-end encryption, meaning your financial data is secured on your device and inaccessible to anyone, including the onbalance team, without your explicit consent and credentials.

• Offline-First & Mobile Native Experience: All your financial data resides on your device, providing immediate accessibility and a seamless, fast, and reliable mobile experience that avoids lagging or platform UX disruptions.

• Fluent UI & Flexibility: Enjoy a simple, intuitive user interface that adapts to your needs. You control the level of detail, with no mandatory fields beyond the transaction sum, allowing you to organize finances your way or start tracking instantly.

• Real Cash Flow Planning: Go beyond simple number crunching by looking ahead. The app helps you visualize future balances, identify potential cash flow gaps, and maintain control with clear, actionable insights, free from accounting jargon or extra work.

• Multi-Currency and Multi-Business Support: Manage your finances across different fiat and crypto assets in one place. Track transactions, conversions, and transfers with near real-time exchange rates. Effortlessly manage multiple business streams within a single application.

• Confidential Collaboration: Collaborate with business partners and teammates on the go in a fully confidential manner, with a feature-rich experience that respects your privacy.

The app supports both iOS and Android platforms, offering a truly privacy-centric solution for managing your business finances.