Loki provides AI agents with the ability to make payments securely and within defined limits. It acts as an MCP server, integrating with M-Pesa via Safaricom Daraja and offering USD virtual cards through Eversend. This allows AI agents to handle transactions such as paying bills, disbursing funds, and making purchases, all while adhering to user-defined guardrails.

• M-Pesa Integration: Supports STK push payments, B2C payouts, paybill transactions, till payments, and business payments.

• Virtual Cards: Enables the issuance and use of USD Visa or Mastercard virtual cards for subscriptions and cloud bills, with masked card numbers for enhanced security.

• Guardrails and Control: Implements AP2 mandates, per-payment caps, monthly budgets, and allowlists to control agent spending. An account-wide spend policy with daily limits and human confirmation options further enhances security.

• Agent Compatibility: Works with any MCP client, including Claude Desktop, Cursor, Windsurf, and ChatGPT, as well as direct HTTP calls via cURL, Node.js, or Python.

• Tool Catalog: Automatically declares over 22 payment-related tools, eliminating the need for manual OpenAPI schema maintenance.

• Sandbox Tested: End-to-end testing against Daraja and Eversend sandboxes ensures reliability before live deployment.

Loki empowers AI agents with payment capabilities, ensuring that all transactions are monitored and controlled according to the rules you set, preventing overspending and unauthorized transactions.