Most freelancers invoice thousands and keep far less than they think.
Incomly shows you exactly what's left after tax, social contributions, subscriptions and fixed costs — your real take-home pay, not your gross income.

Why I built it

As a freelancer in Spain, I kept getting caught short at tax time.
Every invoice felt like money I could spend, until the quarterly tax bill arrived. I built Incomly to answer one question instantly: "how much of this is actually mine?"

Key features

- Real take-home pay: enter your earnings and instantly see what you keep after everything

- Set Aside: know exactly how much to reserve from each paycheck — tax, social contributions and recurring costs, line by line

- Tax deductibles: flip a switch on any expense and watch your taxable income drop in real time

- Voice entry: "Netflix, 15 dollars, 5th of each month" — spoken, parsed, done

- Payment calendar: every upcoming charge on a monthly view

- Analytics: monthly trends, year summaries, effective tax rate

- CSV export for your accountant

- 100% on-device: no bank connection, no account, no servers. Your financial data never leaves your phone.

The stack

Native iOS with SwiftUI and SwiftData. Built solo in about 3 months as my first Swift project, shipped with iOS 26 Liquid Glass design.

Voice parsing handles natural language in English and Spanish, including ordinal dates ("fifth of each month").

Free to download. Would love feedback from fellow freelancers and indie devs.