Take-Home Pay Calculator 2026: Salary After Taxes by State

See exactly what lands in your bank account after federal income tax, state income tax, Social Security, and Medicare, in any US state, using the official 2026 brackets.

This tool allows you to calculate your estimated take-home pay based on your gross annual salary or hourly wage. You can select your state, filing status, and even input your 401(k) contribution percentage to get a precise estimate.

Key Features:

• Federal Income Tax Calculation: Utilizes seven tax brackets ranging from 10% to 37%, considering the standard deduction for single or married filing jointly.

• FICA Payroll Taxes: Accurately calculates Social Security (6.2% up to a wage base) and Medicare (1.45%) taxes.

• State Income Tax: Provides calculations based on the specific income tax rates and brackets for all 50 US states and Washington, D.C., including states with no income tax.

• Comparative Examples: Demonstrates the difference in take-home pay between no-tax states and high-tax states for various salary levels.

• Detailed Breakdown: Shows the amounts deducted for federal tax, state tax, Social Security, and Medicare, along with the effective tax rate.

• Up-to-Date Information: Uses official 2026 IRS brackets and Social Security wage base data, ensuring accuracy for the current tax year.

Understand how your location, filing status, and pre-tax benefits impact your net pay. The calculator provides a clear overview of your paycheck deductions and helps you estimate your annual, monthly, bi-weekly, and hourly take-home earnings.