1. AI-Powered Fraud Detection Combines XGBoost & LightGBM for transaction analysis + RAG model for behavioral context. 2. Real-Time Alerts Instant fraud notifications via FCM/OneSignal with risk scores (0-100%). 3. User & Bank Portals Flutter app for users to report fraud. MERN dashboard for banks to monitor trends. 4. Heatmap Analytics Visualizes state-wise fraud patterns to identify high-risk zones. 5. Automated Reporting Generates PDF reports with detailed risk factors for disputed transactions. 6. Cloud Deployment Models hosted on Render for scalable, low-latency fraud checks