Expense Tracking and Financial Prediction for India

expenseOS is an AI-first personal finance platform designed for India, powered by Finie, your personal CFO. It goes beyond traditional expense tracking by allowing you to understand and predict your finances using natural human language. Unlike other apps that place the burden of data entry on the user, expenseOS leverages AI to provide insights and forecasts.

• Track, Understand, Predict: Monitor your expenses, gain insights into your spending patterns, and forecast your cash flow in simple, human language.
• AI-Powered Insights: Finie, your personal AI CFO, answers questions about your money, provides breakdowns of spending, and helps identify potential savings.
• Privacy-First Features: No card or bank details are required, ensuring your financial data remains secure and private.
• Predictive Financial Future: Receive warnings before financial issues arise with machine-learning forecasts, what-if simulations, and goal planning.
• Credit Card Management: The Credit Card Equaliser helps you understand what's truly left to spend, avoiding common credit card traps.
• Adaptive Budgets: Finie analyzes your spending history to suggest realistic budget limits per category.
• Real-time Anomaly Alerts: Get notified instantly about unusual spending, duplicate charges, or subscription creep.
• Goal Achievement: Set savings goals, track progress, and receive encouragement as you reach milestones.
• Family Finance: Simplify household finances with shared budgets, individual privacy controls, and a unified view of family finances.
• Quick Setup: Get started in under 2 minutes with a simple sign-up process that doesn't require bank credentials or lengthy forms.

expenseOS offers a free-forever plan with core features and optional Pro and Pro Family plans for advanced functionalities. It is built with a focus on user security and privacy, adhering to GDPR and DPDP Act 2023 standards.