Plan college around the benefits you've earned.

College Tool helps military and veteran families build a real, phased plan for paying for college, using the benefits they've already earned. Whether you're an active-duty service member preparing to transfer your Post-9/11 GI Bill® to a dependent, a separating or retiring veteran finalizing your education path, a spouse navigating Yellow Ribbon, or a child of a veteran heading to college on DEA (Chapter 35) or the Fry Scholarship, this app shows exactly where your entitlement covers tuition, housing, and books and where the gaps are.

Built by a veteran. Runs entirely on your phone. No accounts, no tracking, no signup.

Who it's for:

• Veterans planning to use the GI Bill® themselves or transfer to a dependent
• Active-duty service members mapping out their family's education future
• Retirees and separating service members planning the next chapter
• Spouses navigating Yellow Ribbon and Post-9/11 GI Bill® together
• Dependents on DEA (Chapter 35) or the Fry Scholarship
• Children of veterans heading to college
• ROTC families and military spouses balancing tuition, housing, and BAH/MHA

What you can do:

• Build multi-phase college plans: stateside, overseas, US branch campus, online
• See where Post-9/11 GI Bill® covers tuition, BAH/MHA, and books — and where it doesn't
• Stack Chapter 33 + Chapter 35 + Fry where eligibility allows
• Account for combined-cap and outer-ceiling rules (38 CFR § 21.4020(c))
• Apply the Forever GI Bill® housing rule (where you physically attend each term)
• Handle the 81-month outer ceiling on combined entitlement
• Compare stateside vs. overseas housing scenarios
• Save a PDF of your plan to share with your family or your school's certifying official

What it isn't: This is not a benefits filing tool. It does not submit claims, confirm eligibility, or guarantee outcomes. It is an estimator that helps you understand what you've earned and plan a path that uses it well.

Subscription Details: College Tool is free to use for five states with GI Bill calculations — no payment, no expiration, no trial. The free tier is permanent. Premium Annual subscription: $17.99 per year. Unlocks every state, the top 50 overseas options, and dependent education calculations. Auto-renews at $17.99/year unless cancelled at least 24 hours before the renewal date. Payment is charged to your Apple ID at confirmation. Manage or cancel anytime in your App Store account settings.