
Experience
31 years, < 1 monthCertified Personal Financial Counselor
May 2023 - Present (3 yr, 1 m) • toa alta, puerto rico • full-time
Puerto Rico National Guard
Multiple positions
Nov 1993 - Oct 2021 (27 yr, 11 m) • ft. buchanan
Education
Bryant University
Certified Financial Planner (CFP), Financial Planning and Services
2020 - 2022
University of Puerto Rico at Bayamon
Bachelor of Business Administration (BBA), Accounting
1995 - 1999
Certification
Certified Personal Financial Counselor (CPFC)
Fincert.org
Jan 2026 - No Expiry
Puerto Rico Resident Authorized Representative: Life, Property & Casualty, Disability
PUERTO RICO OFFICE OF THE INSURANCE COMMISSIONER
Jan 2026 - No Expiry