Founding Engineer, Constant Learner

Krish Parekh  • Peerlist

Connect your inbox once (read-only). Foliom uses an LLM — not brittle regex — to read the financial emails you already get and assemble your entire money picture, automatically, with zero manual entry. Then it keeps it current, watches it, and tells you only what matters.What it builds for youTransactions: every purchase, transfer, bill and refund, auto-extracted and categorized. No spreadsheets, no typing.Spending &amp; trends: where your money actually goes, month over month, with the outliers and anomalies surfaced.Subscriptions: every recurring charge in one place, with the dormant ones you forgot you're paying flagged.Budgets: that maintain themselves, warn you before a category blows, and tell you what's genuinely safe to spend.Goals: grounded in your real cash flow: what you can fund, what's at risk, and exactly how to close the gap.Wealth &amp; net worth: your whole portfolio across funds, stocks, FDs, gold and more, rebuilt from your CAS statement (upload it or let Foliom fetch it) and revalued as new statements arrive.Tax: deadlines, a deduction finder (80C, 80D, NPS, home-loan interest), unrealised capital gains, advance-tax alerts, and a CA-ready export.Chat: an AI agent you can ask anything in your real numbers: "Can I afford a ₹60k trip in March?" — answered, with the chart.Nudges: proactive alerts when something needs you: a 5× anomaly, a duplicate charge, a missed mandate, a renewal.The Brain: it remembers your patterns and corrections, so it gets sharper the longer you use it.Family: one shared view of the whole household's money.The loopSync → Watch → Nudge → Decide. It reads your inbox nightly, understands what changed, surfaces the few things worth acting on, and helps you act — so your finances run themselves instead of demanding your attention.Built on trustRead-only access. Your email body is never stored. Sensitive identifiers (PAN, demat IDs) are encrypted with per-user keys. Delete your account and your data is erased.